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Home > Blog > Knowing What SR-22 Insurance is and its Purpose
TUESDAY, NOVEMBER 25, 2014

Knowing What SR-22 Insurance is and its Purpose

police writing ticketWhile every driver must purchase auto insurance, certain risky drivers may be required to purchase SR-22 auto insurance. This specialized coverage keeps you on the radar of not only your insurance provider, but also the Department of Motor Vehicles and the police. Essentially, it acts as proof of insurance after your driving behavior has prompted the need for extra monitoring.

What behaviors can create the need for SR-22 coverage?
  • Driving without a valid license or auto insurance policy

  • Accumulating multiple tickets and/or accidents in a short time period

  • A DWI/DUI conviction

  • Various other offenses
Depending on the severity of the offence, you will likely be required to maintain SR-22 coverage for one to five years. Because this coverage is reserved for risky drivers, you can expect it to cost significantly more than regular auto insurance. However, if you let your coverage lapse, your driver’s license could be suspended.

Are you required to purchase SR-22 auto insurance? It may be a financial burden, but it’s also an opportunity to become a safer driver. And after fulfilling your allotted time, you may be eligible for regular insurance rates again.

Still have questions? Your independent insurance agent can assist you in filing for this coverage and finding the right policy.

Get started today. Call Auto Insurance Express at (417) 206-3733 for more information on Springfield MO SR-22 insurance.
Posted 5:55 PM

Tags: insurance, auto insurance, sr-22 insurance, joplin, missouri, tips
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