You already know that drunk driving is incredibly dangerous, but did you know that a DWI/DUI could result in extremely high auto insurance premiums? Bet that got your attention! If you’re caught driving drunk, you will probably be required to file for SR-22 auto insurance, which has premiums that are two to three times higher than that of normal auto insurance.

Avoid the expense altogether by planning alternative methods of transportation before a boozy night out. But how will you get home? Here are a few ideas.

• Designated Driver: Choose one person in your group who will refrain from consuming alcohol who can safely drive everyone home after the night’s festivities. If you have a group of friends that you frequently go out with, rotate the responsibility so it’s not always up to one person.


• Cab or Car Sharing Service: If you didn’t plan in advance, it’s always safer to take a cab home and return the next day to pick up your car. However, with a bit of planning, you can arrange for a car sharing service (like Uber or Lyft) to drive you to and from your destination.


• Public Transit: A bus or train is another option that keeps you from getting behind the wheel while intoxicated; that is, if your hometown has a good public transit system.


• Walking: Some people enjoy the proximity of visiting neighborhood bars that are just around the corner, which works well for many city dwellers. If you live close to your destination, leave your car at home and walk home at night (so long as you feel safe doing so).


• Call a Friend: If none of these options are feasible, you can call a friend to come pick you up after a night of drinking. It may be a bit inconvenient for your friend, but it’s a much better alternative to winding up in a hospital or jail.


• Hotel: If you’re in or near a hotel, you may choose to get a room and sleep it off rather than journeying home while intoxicated. Similarly, you can also crash with a friend who lives nearby.

Remember, no matter the circumstances, it’s never safe to drive after drinking. Finding an alternative mode of transportation saves both lives and money!

Still need high risk coverage? Call Auto Insurance Express at (417) 206-3733 for more information on Springfield MO SR-22 insurance.